Posted: September 18, 2020
Today there are more options than ever for residential housing geared toward supporting people in their later years. Making sense of the options requires first determining how much assistance will be needed on a daily basis, as well as the kind of support needed. From there, it’s a matter of matching up the type of community with those needs. Then, weighing costs, location, and fit can help narrow the options to the perfect one for you or your loved one.
A good first step is to make an honest assessment of the amount of assistance needed to perform routine daily activities, or ADLs:
For each ADL, people can vary from needing a little support to full dependency, meaning a care partner is required to do the task for them.
After assessing the amount of support needed, you’ll need to determine which type of community will meet those needs.
If someone can perform activities of daily living on their own, without help, an independent living situation may be the best option. Residents can be part of the social fabric of a vibrant community while maintaining an independent lifestyle and saving on costs.
Assisted living communities will provide non-medical help and some assistance with activities of daily living while encouraging residents to live as independently as possible. Apartment-style living is common in assisted living communities and residents are generally able to get around on their own. Costs for assisted living typically fall between those of independent living residences and facilities that offer skilled nursing. Wheelchair-bound seniors and those who need help with ongoing medical issues may need to consider a skilled nursing community.
Those needing higher levels of care will find skilled nursing communities are better equipped to support their needs. In addition to assisting with activities of daily living, skilled nursing communities provide around-the-clock support for people who need daily medical care for chronic illnesses. They handle complex medical care and supervision, including:
Stays in skilled nursing communities could be short-term or long-term depending on needs. For example, short-term rehabilitation is common after an injury. During short-term rehab, treatment sessions like physical therapy are employed to achieve the goal of getting the body back in working order.
Skilled nursing communities are typically the most expensive of the options discussed as they provide medically intensive care. In assisted living, costs vary by floor plan and according to what services and amenities are included. A variety of monetary sources should be considered as ways to pay for care. Private financing options include long-term care or life insurance policies, reverse mortgages, annuities and trusts.
Government aid may be available in some circumstances when qualifications are met. Options to consider include Medicare, Managed Care, Medicaid, and PACE. Visit our FAQ page for more information on financing options.
An old real estate adage states the three most important things a property should have are “location, location, and location.” When searching for a community, keep in mind that a good location might mean different things for different people. Does the community offer proximity to family and friends, doctors, parks and community spaces, shopping and restaurants?
The best communities offer a range of options that cover changing needs. Is the community designed to offer a continuum of care? Could a resident transition from independent living to assisted living to skilled nursing over time? If so, this would alleviate concerns about future needs. The best community doesn’t just meet basic needs, it provides a caring atmosphere where one feels at home. Schedule a virtual tour and be sure to do a gut check. Does it feel like just a place to hang a hat or does it embrace the art of fine living at any age? Ensuring a good fit will save the cost and stress of another move.
Located on 14 acres in Centennial, Colorado, Someren Glen offers independent living, assisted living, skilled nursing, rehabilitative care, and more. A variety of floor plans are available, including studio, one bedroom, and two-bedroom units. Residents enjoy a wide array of services, amenities, and life enrichment programming while leaving behind home repairs, mowing, and snow shoveling.